:root{--red:#E31E24;--redd:#B5121B;--navy:#2B3990;--navyd:#1d2766;--ink:#1f2330;--muted:#4a5063;--bg:#f6f7fb;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff}
img{max-width:100%;height:auto}a{color:var(--navy)}a:focus-visible,button:focus-visible{outline:3px solid var(--red);outline-offset:2px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
.notice{background:var(--navy);color:#fff;text-align:center;font-size:.92rem;padding:8px 12px}
header{position:sticky;top:0;background:#fff;border-bottom:1px solid #e3e5ee;z-index:10}
.bar{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 20px;max-width:1100px;margin:0 auto}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.1rem}.brand img{width:48px;height:48px}
nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:4px 18px}nav a{text-decoration:none;font-weight:600;color:var(--ink)}nav a:hover{color:var(--red)}
.menu{display:none;background:none;border:2px solid var(--navy);color:var(--navy);border-radius:8px;padding:6px 12px;font-weight:700;font-size:1rem}
.btn{display:inline-block;background:var(--red);color:#fff;text-decoration:none;font-weight:800;padding:14px 22px;border-radius:999px;font-size:1.1rem}.btn:hover{background:var(--redd)}
.btn.alt{background:#fff;color:var(--navy);border:2px solid #fff}.btn.sm{padding:8px 16px;font-size:1rem}
.hero{background:linear-gradient(135deg,var(--navy),var(--navyd));color:#fff;padding:56px 0}
.hero .wrap{display:grid;grid-template-columns:1.4fr 1fr;gap:32px;align-items:center}
.hero h1{font-size:clamp(2rem,5vw,3rem);line-height:1.15;margin:0 0 12px}.hero p{font-size:1.15rem;margin:0 0 22px}
.hero .logo{background:#fff;border-radius:50%;padding:12px;width:min(320px,80%);justify-self:center}
.call-big{font-size:1.4rem;padding:18px 28px}.ctas{display:flex;flex-wrap:wrap;gap:12px}
section{padding:56px 0}section.tint{background:var(--bg)}h2{color:var(--navy);font-size:clamp(1.6rem,3.5vw,2.2rem);margin:0 0 8px}h2::after{content:"";display:block;width:60px;height:4px;background:var(--red);margin-top:8px;border-radius:2px}
h3{color:var(--navy);margin:0 0 6px}.lead{font-size:1.1rem;color:var(--muted);max-width:720px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px;margin-top:24px}
.card{background:#fff;border:1px solid #e3e5ee;border-radius:var(--r);padding:22px;border-top:5px solid var(--red)}.card p{margin:0;color:var(--muted)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:center}
ul.check{padding-left:0;list-style:none}ul.check li{padding-left:28px;position:relative;margin:6px 0}ul.check li::before{content:"✓";position:absolute;left:0;color:var(--red);font-weight:900}
.ph{background:#fff3c4;border:2px dashed #b38600;padding:2px 6px;border-radius:6px;font-weight:700;color:#5c4400}
.callout{background:#fff;border-left:6px solid var(--navy);padding:18px;border-radius:8px;margin-top:20px}
table{border-collapse:collapse;width:100%;background:#fff}td,th{padding:10px;border-bottom:1px solid #e3e5ee;text-align:left}
.map{width:100%;height:340px;border:0;border-radius:var(--r)}
footer{background:var(--navyd);color:#fff;padding:32px 0;font-size:.95rem}footer a{color:#fff}
.sticky-call{display:none}
@media(max-width:820px){.hero .wrap,.two{grid-template-columns:1fr}.hero .logo{order:-1;width:180px}
.menu{display:block}nav{display:none;width:100%}nav.open{display:block}.bar{flex-wrap:wrap}nav ul{flex-direction:column;padding:8px 0}nav a{display:block;padding:8px 0}
.hdr-call{display:none}body{padding-bottom:70px}.sticky-call{display:block;position:fixed;left:12px;right:12px;bottom:12px;text-align:center;z-index:20;box-shadow:0 6px 20px rgba(0,0,0,.25)}}
.hdr-call{white-space:nowrap}nav ul{gap:4px 14px}nav a{font-size:.95rem}
@media(min-width:821px) and (max-width:1100px){.hdr-call{display:none}}
.brand{white-space:nowrap}@media(min-width:821px){nav ul{flex-wrap:nowrap}nav a{font-size:.9rem}}@media(min-width:821px) and (max-width:1250px){.hdr-call{display:none}}
nav a{white-space:nowrap}@media(min-width:821px){nav ul{flex-wrap:wrap;justify-content:center;gap:2px 16px}.bar{gap:20px}}
@media(min-width:821px){nav ul{flex-wrap:nowrap;gap:0 14px}}@media(min-width:821px) and (max-width:1320px){.hdr-call{display:none}}
.cred{font-weight:700;color:var(--navy)!important;margin:0 0 8px!important;font-size:.92rem}.card p+p{margin-top:8px}details{margin-top:8px}summary{cursor:pointer;font-weight:700;color:var(--red)}details p{margin-top:8px!important}

nav a.active{color:var(--red);border-bottom:3px solid var(--red);padding-bottom:2px}
.page-head{background:linear-gradient(135deg,var(--navy),var(--navyd));color:#fff;padding:36px 0}.page-head h1{margin:0 0 6px;font-size:clamp(1.8rem,4.5vw,2.6rem)}.page-head p{margin:0;font-size:1.1rem}
a.teaser{text-decoration:none;color:inherit;transition:transform .15s,box-shadow .15s}a.teaser:hover{transform:translateY(-3px);box-shadow:0 8px 20px rgba(0,0,0,.08)}
.strip{padding:32px 0;text-align:center}.strip p{margin:6px 0}
@media(max-width:820px){nav a.active{border-bottom:0;border-left:4px solid var(--red);padding-left:10px}}

.promo{display:flex;align-items:center;background:linear-gradient(90deg,var(--red),var(--redd),var(--red));color:#fff;text-decoration:none;font-weight:800;overflow:hidden;font-size:1.05rem;border-bottom:3px solid #FFD23F}
.promo-tag{flex:none;background:#FFD23F;color:var(--navyd);padding:10px 14px;letter-spacing:.06em;animation:promoPulse 1.2s ease-in-out infinite;z-index:1}
.promo-track{flex:1;overflow:hidden;white-space:nowrap;padding:10px 0}
.promo-move{display:inline-flex;animation:promoScroll 28s linear infinite}
.promo-move span{padding-right:2rem}
.promo:hover .promo-move{animation-play-state:paused}
@keyframes promoScroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@keyframes promoPulse{0%,100%{background:#FFD23F}50%{background:#fff}}
@media(prefers-reduced-motion:reduce){.promo-move,.promo-tag{animation:none}.promo-track{white-space:normal}.promo-move span+span{display:none}}